Amazon Pay ICICI Card Review
Detailed review of the Amazon Pay ICICI Card — fees, rewards, eligibility and who it's best for. Updated for 2026.
Amazon Pay ICICI Card at a glance
The Amazon Pay ICICI Card from ICICI Bank is positioned for lifetime free + amazon. With an annual fee of ₹0 (lifetime free — no joining or renewal fee ever), it targets applicants with a net monthly income of at least ₹25,000 and a CIBIL score of 700+. Headline rewards are 5% on Amazon Prime, 3% on Amazon, with no airport lounge benefits.
Pros & cons
- Lifetime free — no joining or annual fee ever.
- Strong reward rate of 5% on lifetime free + amazon.
- 5% on Amazon Prime, 3% on Amazon
- RuPay-on-UPI enabled — earn rewards on QR scans.
- Accessible income threshold (₹25,000/month).
- No complimentary airport lounge access.
- Standard 3.5% forex markup + GST on international spends (varies by variant).
Who should apply
The Amazon Pay ICICI Card is best suited for applicants who prioritise lifetime free + amazon in their everyday spending. With a minimum income requirement of ₹25,000 per month and a CIBIL threshold of 700, it's accessible to entry-level salaried professionals and first-time card users.
Compare your spending pattern against the reward structure: if lifetime free + amazon represents 40%+ of your monthly spend, this card typically returns more value than its annual fee within 3–4 months. If your spending is spread evenly across many categories, a flat-rate cashback card may serve you better.
Eligibility & documents
Standard KYC and income documents apply for the Amazon Pay ICICI Card:
- Identity & address: PAN card, Aadhaar, recent utility bill or passport.
- Income (salaried): Last 3 months payslips, 3–6 months salary bank statement, latest Form 16.
- Income (self-employed): Last 2 years ITR with computation, business proof, 6–12 months current account statement.
- Credit profile: CIBIL score of 700+ with at least 6 months of active credit history.
- Age: 21–60 years (salaried), 23–65 years (self-employed) at application.
All terms governed by ICICI Bank's Most Important Terms & Conditions (MITC). RBI's Credit Card Master Direction sets baseline disclosure and grievance norms.