Credit Cards
Compare 100+ Credit Cards in India
Cashback, travel, fuel and lifetime-free cards from HDFC, SBI, ICICI, Axis, IDFC First and more — ranked by real value.
8 cards match your filters
| Card | Annual Fee | Rewards | Cashback | Lounge | Joining Bonus | Best For | |
|---|---|---|---|---|---|---|---|
Millennia Credit Card HDFC Bank 4.5 | ₹1,000 | 5% Cashback on Amazon, Flipkart, Swiggy | 5% | 8 domestic / year | 1,000 CashPoints | Online Shopping | |
Cashback SBI Card SBI Card 4.6 | ₹999 | 5% cashback on online spends | 5% | Not included | Fee reversed on ₹2L spend | Pure Cashback | |
Flipkart Axis Bank Card Axis Bank 4.4 | ₹500 | 5% on Flipkart, 4% on partners | 5% | 4 domestic / year | ₹500 Flipkart voucher | Flipkart Shoppers | |
Amazon Pay ICICI Card ICICI Bank 4.7 | ₹0 | 5% on Amazon Prime, 3% on Amazon | 5% | Not included | ₹500 Amazon voucher | Lifetime Free + Amazon | |
Regalia Gold HDFC Bank 4.6 | ₹2,500 | 4 RP per ₹150, 5x on travel/dining | — | 12 intl + 12 dom / year | ₹2,500 voucher | Travel & Lounge | |
FIRST Select IDFC First Bank 4.5 | ₹0 | 10x on spends above ₹20K | — | 4 dom + 2 intl / qtr | Welcome vouchers ₹500 | Lifetime Free Premium | |
BPCL SBI Octane SBI Card 4.4 | ₹1,499 | 25x on BPCL fuel | 7.25% | 8 domestic / year | 2,000 reward points | Fuel Savings | |
ICON Credit Card RBL Bank 4.3 | ₹5,000 | 2 RP per ₹100, 10x on travel | — | Unlimited dom + 8 intl | 5,000 reward points | Premium Travel |
Millennia Credit Card
HDFC Bank
- Annual Fee
- ₹1,000
- Cashback
- 5%
- Rewards
- 5% Cashback on Amazon, Flipkart, Swiggy
- Lounge
- 8 domestic / year
Cashback SBI Card
SBI Card
- Annual Fee
- ₹999
- Cashback
- 5%
- Rewards
- 5% cashback on online spends
- Lounge
- Not included
Flipkart Axis Bank Card
Axis Bank
- Annual Fee
- ₹500
- Cashback
- 5%
- Rewards
- 5% on Flipkart, 4% on partners
- Lounge
- 4 domestic / year
Amazon Pay ICICI Card
ICICI Bank
- Annual Fee
- ₹0
- Cashback
- 5%
- Rewards
- 5% on Amazon Prime, 3% on Amazon
- Lounge
- Not included
Regalia Gold
HDFC Bank
- Annual Fee
- ₹2,500
- Cashback
- —
- Rewards
- 4 RP per ₹150, 5x on travel/dining
- Lounge
- 12 intl + 12 dom / year
FIRST Select
IDFC First Bank
- Annual Fee
- ₹0
- Cashback
- —
- Rewards
- 10x on spends above ₹20K
- Lounge
- 4 dom + 2 intl / qtr
BPCL SBI Octane
SBI Card
- Annual Fee
- ₹1,499
- Cashback
- 7.25%
- Rewards
- 25x on BPCL fuel
- Lounge
- 8 domestic / year
Frequently asked questions
The Cashback SBI Card and HDFC Millennia offer up to 5% cashback on online spends. For pure cashback with no joining fee on spend milestone, the Amazon Pay ICICI is a strong lifetime-free option.