Terms of Use

You must be at least 18 years old, a resident of India, and legally capable of entering into a binding contract under the Indian Contract Act, 1872.

• CreditComparer is an information and comparison platform. We are not a bank, NBFC, lending institution or RBI-regulated entity.
• We display details of credit cards, loans and other financial products from partner banks and NBFCs for comparison purposes.
• Final approval, pricing, terms and disbursal of any product rests solely with the issuer or lender.

We make reasonable efforts to keep interest rates, fees, eligibility and product features accurate and up-to-date. However, information may change without notice. You must verify all terms directly with the bank or NBFC before applying. CreditComparer is not liable for any decision made solely based on information on the Platform.

• Provide accurate, complete and current information when using calculators, recommenders or lead forms.
• Do not misuse the Platform — no scraping, automated access, reverse engineering or attempts to bypass security.
• Do not impersonate any person or submit another person's PAN or financial details without authorisation.
• Comply with all applicable Indian laws, including the IT Act, 2000 and DPDP Act, 2023.

CreditComparer may earn a referral fee from partner banks and NBFCs when you successfully apply for and are issued a product through our links. This does not affect the price you pay or the terms offered by the lender. Our editorial comparisons and rankings remain independent — see our Disclaimer.

All content on the Platform — including text, design, logos, comparison tables, AI recommender outputs and calculators — is owned by or licensed to CreditComparer and is protected under the Copyright Act, 1957. You may not reproduce, redistribute or use any content commercially without prior written consent.

The Platform contains links to bank websites and third-party services. We do not control or endorse those sites and are not responsible for their content, policies or practices. Use them at your own discretion.

To the maximum extent permitted by law, CreditComparer, its directors, employees and partners shall not be liable for any indirect, incidental, consequential or punitive damages arising from your use of the Platform, including but not limited to loan rejections, missed offers, or financial losses from decisions made using information on the Platform.

You agree to indemnify and hold harmless CreditComparer from any claims, losses or expenses arising out of your breach of these Terms or violation of any law or third-party right.

We may suspend or terminate your access to the Platform at any time, with or without notice, for breach of these Terms or any unlawful use.

These Terms are governed by the laws of India. Any dispute shall be subject to the exclusive jurisdiction of the courts in Bengaluru, Karnataka.

For any queries on these Terms, write to legal@creditcomparer.in.